Call 800 238 9202 for more info. Find current rates on mobile home financing programs by completing the form below.
Mobile Home Financing In 2020 Mobile Home Financing Finance Home Financing
Owners and buyers appreciate the customer centric philosophy offering excellent service while exploring a variety of manufactured home financial services refinancing and new mobile home mortgages.
Finance for mobile homes. Financing an older mobile homes begins by determining if the mobile home is considered real or personal property. On the other hand a home with permanent foundation that meets u s. Assuming financing is available mobile homes provide a cost effective alternative to traditional brick wood or concrete block so called site built homes.
These loans aren t as plentiful as standard home loans but they are available from several sources and government backed loan programs can make it easier to qualify and keep costs low. We are a home only mississippi lender providing manufactured mobile home financing loans for homes not attached to real property by way of deed or title. Manufactured home financing mobile home loans since 1995 mh loans has been a leading mobile home loans resource.
You can finance a mobile or manufactured home with a mortgage from a traditional lender. Jcf lending group specializes in chattel financing a term used when referring to financing loans on a manufactured or mobile home where the land is not a factor and only the manufactured. Financing is challenging for any homeowner and that s especially true when it comes to mobile homes and some manufactured homes.
It is typically harder to get financing for a mobile home than a. Moreover mobile homes are often considered movable as opposed to real estate making them eligible for more costly chattel loans rather than traditional mortgages. If the mobile home has a transferable title like a car it is treated as personal property for financing purposes.
If you have experienced bankruptcy foreclosure repossession charge off or judgments within the last 5 years or if your credit score is below 650 please visit our credit repair section before applying.
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